You could say that I am a cheap human being. I would not disagree with you for a single second. I like to keep my money where it belongs – in my bank account. I do not like to be caught with my pants down when there is an unexpected emergency that requires money. It is not always a great idea to go into debt when you have an unpredictable emergency come up; This is why I do the best I can to keep a fair amount of currency on hand at all times; However, sometimes it makes me live rather uncomfortably. For example, my central heating, cooling, and air quality control system is not working as well as it should, and for the past 4 months our a/c component has not been functioning correctly. I’ve known that the error handling equipment needed a professional diagnostic appointment and potentially a full-blown repair. Hell, there is even a chance that the cooling equipment is going to need to be fully replaced by a professional heating, cooling, and air quality control dealer, but with all of these financial concerns in mind, I have been waiting to pull the trigger on my heating, cooling, and air quality control issue. I know that eventually my regular heating and cooling dealership is going to have a maintenance service discount available for routine Heating, Ventilation, and A/C services. It’s also only a matter of time before a/c units are finally clearanced for the year. I do not want to spend any more currency than I need to for our professional Heating, Ventilation, and A/C inspection or the potential heating and cooling replacement. Therefore, I will suffer for the sake of saving.